DEFAULT PREVENTION AND FINANCIAL LITERACY CENTER

–National Student Loan Data System (NSLDS) The United States Department of Education central database for federal student aid.
View personal financial aid records and track the loans.

–Income Based Repayment Information
Having trouble making minimum payments on your student loans? Be certain to ask your servicers about Income Based Repayment. Eligible borrowers include Direct Loans and FFEL Loans. Under current IBR criteria, eligible borrowers will pay no more than 15% of their discretionary income and receive loan forgiveness at the 25-year mark.

-Spanish Language Resources
Para la comodidad de su población de habla española, los siguientes sitios web que ofrecen información sobre el proceso de ayuda financiera, Prevención de la Morosidad, y el reembolso de préstamos estudiantiles.

(FDIC) de Money Smart Departamento Federal de Seguros de la Corporación Programa, una herramienta de educación financiera para los estudiantes.

Los sitios de información general sobre el proceso de ayuda financiera.

Cashcourse: Free financial literacy tool made available to Park University students by the National Endowment for Financial Education (NEFE).

This interactive resource includes information about:

-Funding college tuition
-Budgeting
-Financial Planning
-Credit Cards
-Credit Reports
-Identity Theft
-Retirement
-House and Automobile Loans

–Adventures in Education 
Texas Guaranteed Student Loan Corporation provides free information for students, families, and educators on a range of topics including:

• paying for college
• careers searches
• managing money

–360 Degrees of Financial Literacy
A free resource by the American Institute of CPAs provides students with information on how to manage money and make sound financial decisions.

–My Money
information on topics ranging from:

• home loans
• insurance
• identity theft

My Money is an effective money management tool.

–About.com-Credit/Debt Management 
Free resource about the following topics:

• repairing credit
• paying off debt
• avoiding financial scams
• building credit
• consumer rights

–Financial Aid Repayment Calculator 
The DOE provides students calculator that will estimate how much a loan repayment will be on a monthly schedule based on the amount of a student’s loan debt.

–Free Credit Report
Access free reports from each of the nationwide consumer credit bureaus: Equifax, Experian, and Transunion.

–Smart About Money – a program of the National Endowment for Financial Education, which has many tools and resources to help with financial decision making and money management.

–Student Basics for Financial Literacy – informational guide about scholarships, loans and planning for the future.

–Financial Literacy for Parents and Students – a short guide created by College Parents of America and MasterCard focusing on budgeting and credit.

Scholarships
This link provides a student access to the Park University Scholarship Program, which will allow you to apply for credible local and national scholarships.

–Career Development Center
Help pay for the cost of college by finding full or part time work. The Park University Career Development Center helps students find open positions, organize resumes, and prepare for job interviews.

–Payment Plans 
Instead of taking out the complete cost of tuition in loan monies, check out Park University’s payment plans to see if paying for a portion of your tuition out of pocket is an option.

–Work Study Program 
Reduce the amount of your overall loans by participating in the Park University Student Employment Program, featuring flexible positions on and off our Parkville campus. A great way to reduce loan debt and train for a career.

–Taxes
Reduce the amount of next year’s student loans by utilizing your education tax credits to pay for tuition.

Health:

–US Department of Health & Human Services
Provides valuable information about diseases and illness prevention practices such as: exercise & fitness, diet & nutrition, healthy living, vaccination & immunization, health screenings, and the environment.

–Health Resources and Services Administrations 
This website provides visitors with information on how to find health resources inside their own community.

Jobs:

-Department of Labor and USA Jobs 
Provides general information on labor rights in the United States, as well as information on occupational safety and health.
USA Jobs provides visitors with a list of current open positions in the U.S. Government.

–Unemployment
–Social Security Administration 
–Welfare
–Food Stamps 

–Community Action Partnership 
Community Action Partnership is an organization that helps low income families locate resources in all 50 states to help counter the devastating effects of poverty.

Housing:

–Department of Housing and Urban Development 
HUD website provides visitors information about housing, help for struggling homeowners, and information about qualifying for loans and purchasing HUD homes.

Law:

–United States Department of Justice 
Stay up to date on recent laws and court decisions that may have an impact on your life. This site also provides links to other department of justice agencies including: the Attorney Generals’ office, the office for Victims of Crime, the office on Violence Against Women, the Federal Bureau of Investigation, and many more.

–Law Help 
This website provides visitors information about lawyers and law firms in their respective communities that supply services for low income clients.

Veterans:

–US Department of Veterans Affairs 
Veterans Affairs website provides information about benefits veterans qualify for and provides resources for the well being of our nations veterans in general.

Banking:

Federal Deposit Insurance Corporation(FDIC)
FDIC is a government resource regarding banking and banking practices.

Insurance:

–National Association of Insurance Commissioners 
Provides consumer resources concerning various types of insurance.